12/4/2023 0 Comments Does paypal pay in 4 affect credit![]() I basically use it the same way as a person would with a debit card. Once I called support and got it sorted, it was fine again. Only once in my life have I ever gotten a negative balance on PayPal (only $40), but that was due to some error on PayPal's part for disconnecting my bank account for some reason. I use nothing but my own money when I use it. It simply serves as the bridge between my money and whatever online shop I use it on I've never used credit, I have never used the "Bill Me Later" option. So I prefer using PayPal I have it connected to my bank account and when I want to buy things online I pay through that. Now that I do have a debit card I don't want to give my information out to different websites, only on platforms I trust and for whatever reason PayPal isn't an option. ![]() I got it first when I was 16 when my bank wouldn't allow me to get even a debit card at the time and all I use it for ever since then is merely use it as "middleman" of sorts. The one thing I do use, however, is PayPal when I shop online. I'm not really interested in a credit card ever, though I've learnt plenty online on how to use one to build up your credit score so maybe way down the future I might consider getting one. I've never taken a loan (except student loans ofc), I rarely ever borrow money from friends even, and only once in my life have I ever used anything like AfterPay (it was once, I never missed a payment, but I didn't like it and unless I'm in a desperate emergency I highly doubt I'll ever use it again). She's very persistent about these things, and honestly, I agree with her 99% of the time. She's never even signed up for a credit card once in her life or ever taken out a loan that wasn't a mortgage or student loans. She uses nothing but her debit card and cash when purchasing things. We got on the topic of money and my mother is a saleswoman, and has always just generally had a general belief that spending money that isn't yours is just a bad idea in general, which I agree with. So I just had a bit of an argument with my (20f) mom (47f). ![]() Here, please treat others with respect, stay on-topic, and avoid self-promotion.Īlways do your own research before acting on any information or advice that you read on Reddit. Get your financial house in order, learn how to better manage your money, and invest for your future. Banking Megathread: FDIC, NCUA, and your cash.Private communication is not safe on Reddit. Scam alert: Ignore any private messages or chat requests. ![]()
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